Go Rewards Unionbank Debit Card

Earn 1 Go Rewards point for every P400 spent thru VISA and Bancnet

No Maintaining Balance

Exclusive access to Go Rewards and Cebu Pacific sale events

Automatic Crediting of Points

FEATURES AND BENEFITS

Enjoy worry-free banking

Cashless payments with Visa, locally and abroad
No maintaining balance or initial deposit required
Send money to remittance centers via UB Online app
Deposit to any UB branch, 7-Eleven, PetNet and 8,000 ECPay partners nationwide
Interest earning savings account

Earn points

P400 spend on Visa/Bancnet = 1 Go Rewards points
P40 spend on Cebu Pacific = 1 Go Rewards points
Points are automatically credited to your Go Rewards account and can be used to redeem in Cebu Pacific, Robinsons Retail stores, Caltex, and more!

Be rewarded

Get early alerts and exclusive access to Go Rewards and Cebu Pacific sale events
Get exclusive UnionBank, Visa and Go Rewards merchant offers

Requirements

At least two (2) Photo-Bearing ID (See list of Valid IDs here)

Click here to view Fees and Charges

24/7 Banking anywhere, anytime

Log in quicker and more securely with your passcode, fingerprint or Face ID (for iPhone X users).
Transfer funds to other banks for FREE.
Check your balances and transactions of all your UnionBank accounts in one place.
Pay bills anywhere, anytime.

Learn More

Balance Requirement
Initial Deposit	PHP 0
Maintaining Balance Requirement (MBR)	PHP 0
Minimum ADB to Earn Interest	P10,000
Interest Rate	0.10 % (for accounts with ADB of P10,000 and above subject to withholding tax)
Annual Fee	P500

Inactivity Charges
No Transaction Penalty (no transaction for one year)	P200 per month starting on the end of 12th month of inactivity until the account becomes dormant
Dormancy Charge (no transaction for two years)	P500 per month starting on the end of 24th month of inactivity
losure Within 30 days	none

ATM Withdrawals
UnionBank ATMs	P10
Non-UnionBank ATMs within the Philippines	P12

International VISA Plus ATM
Balance Inquiry	$1
Withdrawal	$3
Withdrawal Declined Due to Insufficient Funds	$1
OTC Withdrawal Convenience Fee	P100

Fund Transfer (Outward)
Send Electronic Funds Transfer to Another UnionBank Account	PHP 0
Send Electronic Funds Transfer to Other Banks	PHP 0

Fund Transfer (Inward)
Receive Electronic Funds Transfer From Another CEBU PACIFIC GETGO Account	PHP 0
Receive Electronic Funds Transfer > From Another UnionBank Account	PHP 0
Receive Electronic Funds Transfer > From Another Bank	PHP 0

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your Go Rewards points.

Before proceeding with the application process, make sure you have the official requirements on hand to upload with your application.