GetGo Unionbank

Fly for free faster with the newest fleet of cards by UnionBank and GetGo. Earn GetGo points every time you use your debit or credit card to pay for groceries, shopping, online purchases and more! Your points are automatically transferred to your GetGo account so you can start booking FREE flights with Cebu Pacific.

Choose the Card that's right for you

Cebu Pacific GetGo Debit Card by UnionBank

#FlyForFreeFaster with the first and only Debit Card that earns GetGo points every time you spend so you can fly with Cebu Pacific for free!

Cebu Pacific GetGo Credit Card by UnionBank

#FlyForFreeFaster with the Cebu Pacific GetGo Credit Card by UnionBank. Earn GetGo points every time you spend so you can fly with Cebu Pacific for free!

Cebu Pacific GetGo Platinum Credit Card by UnionBank

#FlyForFreeFaster and get exclusive benefits with the Cebu Pacific GetGo Platinum Credit Card by UnionBank. Earn GetGo points every time you spend so you can fly with Cebu Pacific for free!

Cebu Pacific GetGo Debit Card by UnionBank

#FlyForFreeFaster with the first and only Debit Card that earns GetGo points every time you spend so you can fly with Cebu Pacific for free!

Key Benefits

Earn rate: PHP88 spend to 1 GetGo point
Savings account with no minimum maintaining balance
Get early alerts to Cebu Pacific seat sales plus exclusive sales

Additional Benefits:

Automatic monthly transfer of points to GetGo account
Worldwide VISA acceptance
Online shopping
Access to Bancnet ATMs

Requirements:

At least two (2) Photo-Bearing ID (See list of Valid IDs here)
Proof of Address (any of the following)
- Note: Please bring if IDs do not show your address
- Latest credit card statement of account
- Electricity, water, telecommunications bill

Limits, Fees and Charges

Annual Fee: PHP500.00
Other Fees: click here

Balance Requirement
Initial Deposit	PHP 0
Maintaining Balance Requirement (MBR)	PHP 0
Minimum ADB to Earn Interest	P10,000
Interest Rate	0.10 % (for accounts with ADB of P10,000 and above subject to withholding tax)
Annual Fee	P500

Inactivity Charges
No Transaction Penalty (no transaction for one year)	P200 per month starting on the end of 12th month of inactivity until the account becomes dormant
Dormancy Charge (no transaction for two years)	P500 per month starting on the end of 24th month of inactivity
losure Within 30 days	none

ATM Withdrawals
UnionBank ATMs	P10
Non-UnionBank ATMs within the Philippines	P12

International VISA Plus ATM
Balance Inquiry	$1
Withdrawal	$3
Withdrawal Declined Due to Insufficient Funds	$1
OTC Withdrawal Convenience Fee	P100

Fund Transfer (Outward)
Send Electronic Funds Transfer to Another UnionBank Account	PHP 0
Send Electronic Funds Transfer to Other Banks	PHP 0

Fund Transfer (Inward)
Receive Electronic Funds Transfer From Another CEBU PACIFIC GETGO Account	PHP 0
Receive Electronic Funds Transfer > From Another UnionBank Account	PHP 0
Receive Electronic Funds Transfer > From Another Bank	PHP 0

Cebu Pacific GetGo Credit Card by UnionBank

#FlyForFreeFaster with the Cebu Pacific GetGo Credit Card by UnionBank. Earn GetGo points every time you spend so you can fly with Cebu Pacific for free!

Key Benefits

Earn rate: PHP30 spend to 1 GetGo point
Get early alerts to Cebu Pacific seat sales plus exclusive sales

Additional Benefits:

Automatic monthly transfer of points to GetGo account
Worldwide VISA acceptance

Requirements:

One (1) valid ID (See list of Valid IDs here)
Proof of income (any of the following)
- Previous year ITR
- Pay slips from the past 3 months
- If Self-Employed: DTI certificate of business name registration
- Existing Credit Cardholders: Copy of latest Credit Card Statement

Fees and Charges

Annual Fee: PHP3,000.00
Other Fees: click here

Fees and Charges	Cebu Pacific GetGo Credit	Cebu Pacific GetGo Platinum
Annual Fee (Principal)	P 3,000	P 5,000
Annual Fee (Supplementary)	P 1,500	P 2,500
Interest Charge	3.5% Monthly Effective Interest Rate (EIR)* which is computed based on average daily balance. Payment of only the minimum amount due or any amount less than the total amount due for the billing/cycle period, would automatically result to interest and/or other charges.
Late Payment Charge	P 750 per instance
Credit Life Insurance Premium (U-Protect/U-Secure)	P 0.36 (U-Protect) or P 0.55 (U-Secure)will be charged for every P 100 Outstanding Balance.
Cash Advance Service Fee	6% of the transaction amount or P 300, whichever is higher. If done over the counter, an additional fee of P 500 per transaction shall be charged. Interest Charge of 3.5% per month will also be due on each cash advance from the date of the advance until date of repayment in full (including unbilled charges). Cash Advance fee is not considered in the derivation for Cash Advance EIR. Total Annual EIR for Cash Advance transaction is 42%++ for P 5,000 and above transactions via ATM
Overlimit Fee	P 500, automatically billed to the cardholder on cycle date, when total transactions and system generated interest/charges exceed the credit limit.
Late Card Replacement Fee	P 400 for every lost or damaged card
Sales Slip Retrieval Fee	P 200 for every transaction slip requested
Returned Check Fee	P 1,500 for every returned check
Dispute Fee	P 1000 for every invalid dispute case
Refund Fee	P 50 which covers the cost of processing of a refund request in Manager's Check as a result of cardholder's overpayment
Pre-Termination Fee	Applicable to all pre-terminated Installment Transactions; P 500 or 5% of remaining principal balance, whichever is higher.
Service Fee for Foreign Currency Transactions	All charges made in currencies other than Philippine Peso (PhP) shall automatically be converted to the (PhP) billing currency on posting date at the prevailing exchange rate selected by Visa International. This will be based on the range of rates available in the wholesale currency markets or the government-mandated rate if in effect. A fee will be added covering the cost of processing transactions in foreign currencies.
Service Fee for Foreign Currency Transactions	3%	2%
Gaming Fee	5% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activity.

Cebu Pacific GetGo Platinum Credit Card by UnionBank

#FlyForFreeFaster and get exclusive benefits with the Cebu Pacific GetGo Platinum Credit Card by UnionBank. Earn GetGo points every time you spend so you can fly with Cebu Pacific for free!

Key Benefits

Earn rate: PHP30 spend to 1 GetGo point
Priority Check-In on Cebu Pacific Flights
Free 5kg extra baggage allowance on Cebu Pacific Flights
Complimentary Airport Lounge Access
Get early alerts to Cebu Pacific seat sales plus exclusive sales

Eligibility:

Monthly gross salary of at least PhP100,000

Additional Benefits:

Automatic monthly transfer of points to GetGo account
Worldwide VISA acceptance
Complimentary Comprehensive Travel Insurance of up to 10M

Requirements:

One (1) valid ID (See list of Valid IDs here)
Proof of income (any of the following)
- Previous year ITR
- Payslips from the past 3 months
- If Self-Employed: DTI certificate of business name registration
- Existing Credit Cardholders: Copy of latest Credit Card Statement

Fees and Charges

Annual Fee: PHP5,000.00
Other Fees: click here

Balance Requirement
Initial Deposit	PHP 0
Maintaining Balance Requirement (MBR)	PHP 0
Minimum ADB to Earn Interest	P10,000
Interest Rate	0.10 % (for accounts with ADB of P10,000 and above subject to withholding tax)
Annual Fee	P500

Inactivity Charges
No Transaction Penalty (no transaction for one year)	P200 per month starting on the end of 12th month of inactivity until the account becomes dormant
Dormancy Charge (no transaction for two years)	P500 per month starting on the end of 24th month of inactivity
losure Within 30 days	none

ATM Withdrawals
UnionBank ATMs	P10
Non-UnionBank ATMs within the Philippines	P12

International VISA Plus ATM
Balance Inquiry	$1
Withdrawal	$3
Withdrawal Declined Due to Insufficient Funds	$1
OTC Withdrawal Convenience Fee	P100

Fund Transfer (Outward)
Send Electronic Funds Transfer to Another UnionBank Account	PHP 0
Send Electronic Funds Transfer to Other Banks	PHP 0

Fund Transfer (Inward)
Receive Electronic Funds Transfer From Another CEBU PACIFIC GETGO Account	PHP 0
Receive Electronic Funds Transfer > From Another UnionBank Account	PHP 0
Receive Electronic Funds Transfer > From Another Bank	PHP 0

#FlyForFreeFaster

Choose the Card that's right for you

Cebu Pacific GetGo Debit Card by UnionBank

Cebu Pacific GetGo Credit Card by UnionBank

Cebu Pacific GetGo Platinum Credit Card by UnionBank

Cebu Pacific GetGo Debit Card by UnionBank

Cebu Pacific GetGo Credit Card by UnionBank

Cebu Pacific GetGo Platinum Credit Card by UnionBank

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your GetGo points.

#FlyForFreeFaster

Choose the Card that's right for you

Cebu Pacific GetGo Debit Card by UnionBank

Cebu Pacific GetGo Credit Card by UnionBank

Cebu Pacific GetGo Platinum Credit Card by UnionBank

Cebu Pacific GetGo Debit Card by UnionBank

Cebu Pacific GetGo Credit Card by UnionBank

Cebu Pacific GetGo Platinum Credit Card by UnionBank

Apply as easy as

Choose a credit card, a debit card, or both.

Complete the application form.

Get the card and enjoy your GetGo points.

YOUR NEXT GETAWAY IS ON US!